**Stop before you borrow.** Payday loans carry interest rates exceeding 400% APR and trap borrowers in cycles of debt that far outweigh the cost of any vaping device. If you’re considering a different AI matching payday loan provider to finance vape gear, understand this: a $200 loan can balloon into $800+ in just months, making that new mod exponentially more expensive than necessary.
**Assess your actual needs first.** Most vapers overestimate equipment requirements, especially when targeted by premium product marketing. Quality starter kits and reliable devices exist at every …
Why Payday Loans for Vape Gear Are a Trap You Can’t Afford
